This study investigates preferences of clients for microinsurance products using a case study from the Mutual Assistance Fund (MAF), the pioneer microinsurance provider in Vietnam. The study aims to contribute to improving the ability of the young microinsurance industry in Vietnam to meet the needs of its clients, which in turn, will enhance its efficiency, effectiveness and sustainability. In addition, the study examines determinants of microinsurance and identifies potential gateways for microinsurance to serve the uninsured poor in the population. Our results reveal that the current premiums offered by the MAF seem too low and that they have no significant effect to the preferences of clients over product attributes. In the same line with Tran and Yun (2004), we found that clients are willing to pay higher premium in order to receive a higher level of benefit. In addition, the main factors that significantly affect product preferences are experiences in insurance, mathematical ability and attitude towards risk.

Agricultural production and productivity and the vulnerable sector for climate change is growing in most of the agrarian developing countries such as Ethiopia. Application of agricultural technologies and production packages is the reason for the increasing production resisting to climate change. Recently, climate change became a global agenda where scientists, politicians and experts are working towards mitigations and adaptations both in small scale and large scale. This paper therefore, analyzes the farmers’ perception in trends of production, productivity in explicit and climate change in general. It also asses the household level adaptation strategies of climate change 542 so as to have a conducive environment for life. To satisfy the predetermined objectives, a two-stage sampling procedure was used to first select peasant associations and then sample respondents. Descriptive statistics was used to analyze the adaptation strategies of climate change taking irrigation user and nonuser households comparatively as a source of primary data. The study found that farming households of the study area use different ways of climate change mitigation and adaptation strategies. Consequently, 76.15% of the sample households perceive change land under cultivation as a good strategy of climate change adaptation a few (57.69 %) practiced it practically for changing their livelihood. The farm families perceives irrigation technology, water harvesting systems, planting short season maturity crops, soil conservation methods such as bunds and terraces and tree planting are good strategies for climate change adaptation at the household level.

In the process of rural land conversion, Chinese farmers always get the unfair treatment. Why Chinese farmer cannot get their deserved part? What is the behavior of that unfair treatment in china? And how to solve the problem? From the rational person hypothesis and profit maximization hypothesis, we use the game theory to probe the situation of different subjects, such as the market demander, the farmers, and the village manager. The conclusion is that: (1) The behavior of that inferior information is whether it is the legal requisition or not, whether there is the intercept policy, and whether to grant the appropriate compensation; (2) The unfair treatment in Chinese farmland conversion to farmers is owing to the inferior information, which includes information acquisition inferior and information distribution inferior; (3) The solution to this problem proposed is a path of coexistence with internal strengthening mechanisms and external optimization mechanism.